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A Peer-reviewed scientific articles/A1 Journal article (refereed), original research
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Trusting Banks in China, Pacific Economic Review 2 (2018). Fungáčová, Zuzana; Weill, Laurent

Category A Peer-reviewed scientific articles
Sub-category A1 Journal article (refereed), original research
auki Internal authors
All authors as text Fungáčová, Zuzana; Weill, Laurent 
Number of authors
Status Published
Year of publication 2018 
Date 26.04.2018 
Name of article Trusting Banks in China 
Name of journal Pacific Economic Review
Volume of issue 23 
Number of issue
Pages 131-149 
Abstract Trust in banks is essential to financial system effectiveness. The present study examines the determinants of trust in banks in China. Using the most recent wave of the World Values Survey, which included information on trust in banks from the survey in China in 2012, we perform ordered logit estimations to investigate the potential influence of a large set of individual and provincial indicators on trust in banks. We observe the influence of certain sociodemographic indicators. Membership in the Communist Party and living in a rural area are negatively associated with trust in banks. Age and satisfaction with financial situation contribute to higher trust in banks, while being married and having a higher level of education tend to lower trust in banks. Access to information regardless of the type of media disseminating the information (newspapers, television or Internet) seem to have no impact on trust in banks. Economic values influence trust in banks. In particular, individuals who favour inequality as an incentive for individual effort or support an expanded government ownership role in the economy tend to trust banks more.
Free text descriptor in Finnish Kiina; pankit 
Free text descriptor in English banking, trust, China 
JEL-codes G21, O16, P34 
ISSN / e-ISSN 1361-374X 
auki Internet addresses
Additional information Special Issue on China's Financial Liberalization
Notes BOFIT Discussion Paper 9/2017 
Open Access Not open

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